▼ 0.50% · 3.625%
HK$21,449
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,116
−HK$678/mo
Today · 4.125%
HK$22,794
baseline
▲ 0.50% · 4.625%
HK$24,181
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,588/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,862
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$650/mo
Today · 4.125%
HK$25,151
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,302/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$745/mo
Today · 4.125%
HK$25,073
baseline
▲ 0.50% · 4.625%
HK$26,599
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,146/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,952
−HK$714/mo
Today · 4.125%
HK$27,666
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,332/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,738
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,539
−HK$814/mo
Today · 4.125%
HK$27,353
baseline
▲ 0.50% · 4.625%
HK$29,017
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,706/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,634
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,402
−HK$779/mo
Today · 4.125%
HK$30,181
baseline
▲ 0.50% · 4.625%
HK$31,772
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,362/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$881/mo
Today · 4.125%
HK$29,632
baseline
▲ 0.50% · 4.625%
HK$31,435
+HK$1,803/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,264/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,020
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,852
−HK$844/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,419
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$949/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,853
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,406
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,302
−HK$909/mo
Today · 4.125%
HK$35,211
baseline
▲ 0.50% · 4.625%
HK$37,067
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,422/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,173
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$1,017/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,792
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$974/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$39,715
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$1,085/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,178
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,039/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,362
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,463
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,597
−HK$1,152/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,358/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,565
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,653
−HK$1,103/mo
Today · 4.125%
HK$42,756
baseline
▲ 0.50% · 4.625%
HK$45,010
+HK$2,254/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,512/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,608
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,809
−HK$1,220/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,496/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,951
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,103
−HK$1,168/mo
Today · 4.125%
HK$45,271
baseline
▲ 0.50% · 4.625%
HK$47,658
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,542/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,629 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).