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Crescira AVM · estimated value Medium confidence
HK$2.46M
≈ HK$10,453 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,714/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,082
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,396
−HK$318/mo
Today · 4.125%
HK$10,714
baseline
▲ 0.50% · 4.625%
HK$11,366
+HK$652/mo

Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,428/mo (50% DSR)

Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
A
Saleable Area
235 ft²
Gross Area
380 ft²
Efficiency
62%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2025-01-20 HK$2.41M +30.3%
10.4y
2014-08-19 HK$1.85M +85.0%
8.6y
2006-01-14 HK$1.00M +14.9%
9.1y
1997-01-09 HK$870K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 7 min walk · 486 m
Education
66
schools within 1 km (16 within 500 m)
Daily convenience
47
within 1 km (12 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
71
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 66 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 71 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com