▼ 0.50% · 3.625%
HK$2,982
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,075
−HK$94/mo
Today · 4.125%
HK$3,169
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$193/mo
Deposit HK$654K · loan HK$654K · min. income ≈ HK$6,338/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,318
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$90/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,681
+HK$184/mo
Deposit HK$654K · loan HK$654K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,281
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,383
−HK$103/mo
Today · 4.125%
HK$3,486
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$212/mo
Deposit HK$589K · loan HK$719K · min. income ≈ HK$6,972/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,650
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$99/mo
Today · 4.125%
HK$3,847
baseline
▲ 0.50% · 4.625%
HK$4,050
+HK$203/mo
Deposit HK$589K · loan HK$719K · min. income ≈ HK$7,694/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,579
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,690
−HK$113/mo
Today · 4.125%
HK$3,803
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$232/mo
Deposit HK$523K · loan HK$785K · min. income ≈ HK$7,606/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$109/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$221/mo
Deposit HK$523K · loan HK$785K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,877
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$122/mo
Today · 4.125%
HK$4,120
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$251/mo
Deposit HK$458K · loan HK$850K · min. income ≈ HK$8,240/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$117/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$240/mo
Deposit HK$458K · loan HK$850K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,175
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,305
−HK$132/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,707
+HK$270/mo
Deposit HK$392K · loan HK$916K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,645
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$126/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$258/mo
Deposit HK$392K · loan HK$916K · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$141/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$289/mo
Deposit HK$327K · loan HK$981K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$136/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$276/mo
Deposit HK$327K · loan HK$981K · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$151/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$309/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$144/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$295/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$160/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$153/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$170/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$347/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$163/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$332/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).