▼ 0.50% · 3.625%
HK$2,997
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,090
−HK$94/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,378
+HK$194/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,334
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$91/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,699
+HK$185/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,296
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$104/mo
Today · 4.125%
HK$3,503
baseline
▲ 0.50% · 4.625%
HK$3,716
+HK$213/mo
Deposit HK$591K · loan HK$723K · min. income ≈ HK$7,006/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,667
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$100/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$204/mo
Deposit HK$591K · loan HK$723K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$113/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$233/mo
Deposit HK$526K · loan HK$788K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$108/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$223/mo
Deposit HK$526K · loan HK$788K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$460K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$241/mo
Deposit HK$460K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$132/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$271/mo
Deposit HK$394K · loan HK$920K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$127/mo
Today · 4.125%
HK$4,919
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$259/mo
Deposit HK$394K · loan HK$920K · min. income ≈ HK$9,838/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$142/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$290/mo
Deposit HK$329K · loan HK$986K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$136/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$277/mo
Deposit HK$329K · loan HK$986K · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$151/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$310/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$145/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$296/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,253
−HK$161/mo
Today · 4.125%
HK$5,414
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$329/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,828/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,667
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$154/mo
Today · 4.125%
HK$5,973
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$315/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,946/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$170/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$349/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$164/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).