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Crescira AVM · estimated value Medium confidence
HK$4.69M
≈ HK$13,096 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,450/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,243
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,842
−HK$608/mo
Today · 4.125%
HK$20,450
baseline
▲ 0.50% · 4.625%
HK$21,694
+HK$1,244/mo

Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,900/mo (50% DSR)

Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,342 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
A
Saleable Area
358 ft²
Gross Area
475 ft²
Efficiency
75%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-02-23 HK$4.22M +6.6%
10.2y
2015-12-31 HK$3.96M +76.0%
18.9y · 4.0%/yr
1997-03-04 HK$2.25M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsim Sha Tsui
≈ 4 min walk · 280 m
Education
13
schools within 1 km (4 within 500 m)
Daily convenience
93
within 1 km (48 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tsim Sha Tsui Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com