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Crescira AVM · estimated value Medium confidence
HK$5.41M
≈ HK$7,711 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$541K, with repayments around HK$23,611/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,218
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,909
−HK$702/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$25,048
+HK$1,437/mo

Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,222/mo (50% DSR)

Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
NO. 70
Saleable Area
702 ft²
School net (POA)
31

Transaction History

Date Price Gain / loss
2002-04-22 HK$760K −24.0%
1999-04-26 HK$1.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 7 min walk · 534 m
Education
17
schools within 1 km (7 within 500 m)
Daily convenience
92
within 1 km (43 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
44
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 92 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com