▼ 0.50% · 3.625%
HK$16,971
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,499
−HK$536/mo
Today · 4.125%
HK$18,035
baseline
▲ 0.50% · 4.625%
HK$19,133
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,070/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,880
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,386
−HK$514/mo
Today · 4.125%
HK$19,900
baseline
▲ 0.50% · 4.625%
HK$20,949
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,800/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,668
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,249
−HK$590/mo
Today · 4.125%
HK$19,839
baseline
▲ 0.50% · 4.625%
HK$21,046
+HK$1,207/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$39,678/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,768
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,325
−HK$565/mo
Today · 4.125%
HK$21,890
baseline
▲ 0.50% · 4.625%
HK$23,044
+HK$1,154/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$43,780/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,365
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,999
−HK$643/mo
Today · 4.125%
HK$21,642
baseline
▲ 0.50% · 4.625%
HK$22,959
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,284/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,264
−HK$616/mo
Today · 4.125%
HK$23,880
baseline
▲ 0.50% · 4.625%
HK$25,139
+HK$1,259/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,760/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,062
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,748
−HK$698/mo
Today · 4.125%
HK$23,446
baseline
▲ 0.50% · 4.625%
HK$24,872
+HK$1,426/mo
Deposit HK$2.60M · loan HK$4.84M · min. income ≈ HK$46,892/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,544
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,202
−HK$668/mo
Today · 4.125%
HK$25,870
baseline
▲ 0.50% · 4.625%
HK$27,234
+HK$1,364/mo
Deposit HK$2.60M · loan HK$4.84M · min. income ≈ HK$51,740/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,759
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,498
−HK$751/mo
Today · 4.125%
HK$25,249
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,537/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,498/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,432
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,141
−HK$719/mo
Today · 4.125%
HK$27,860
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,720/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,456
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$805/mo
Today · 4.125%
HK$27,053
baseline
▲ 0.50% · 4.625%
HK$28,699
+HK$1,646/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$54,106/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,320
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$770/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,423
+HK$1,573/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,153
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,998
−HK$858/mo
Today · 4.125%
HK$28,856
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,756/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$57,712/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$822/mo
Today · 4.125%
HK$31,840
baseline
▲ 0.50% · 4.625%
HK$33,518
+HK$1,678/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$63,680/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,851
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$912/mo
Today · 4.125%
HK$30,660
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,865/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,320/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,096
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,957
−HK$873/mo
Today · 4.125%
HK$33,830
baseline
▲ 0.50% · 4.625%
HK$35,613
+HK$1,783/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,660/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,548
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,498
−HK$965/mo
Today · 4.125%
HK$32,463
baseline
▲ 0.50% · 4.625%
HK$34,439
+HK$1,976/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,926/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,984
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$925/mo
Today · 4.125%
HK$35,820
baseline
▲ 0.50% · 4.625%
HK$37,708
+HK$1,888/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,640/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,277 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).