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At today's rate and a 90% mortgage, the deposit on this unit is about HK$335K, with repayments around HK$14,598/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$335K · loan HK$3.01M · min. income ≈ HK$29,196/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 78 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 409 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-14 | HK$4.32M | +20.0% 3.9y · 5.0%/yr |
| 2017-02-10 | HK$3.60M | +20.0% 4.2y · 5.0%/yr |
| 2012-11-14 | HK$3.00M | +115.8% |
| 2008-02-06 | HK$1.39M | +39.0% |
| 2006-12-22 | HK$1.00M | +11.1% |
| 2006-12-07 | HK$900K | — |