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Crescira AVM · estimated value Medium confidence
HK$2.94M
≈ HK$12,476 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$294K, with repayments around HK$12,843/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,085
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,461
−HK$382/mo
Today · 4.125%
HK$12,843
baseline
▲ 0.50% · 4.625%
HK$13,624
+HK$781/mo

Deposit HK$294K · loan HK$2.65M · min. income ≈ HK$25,686/mo (50% DSR)

Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
B
Saleable Area
236 ft²
Gross Area
318 ft²
Efficiency
74%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-01-21 HK$3.00M −28.6%
4.6y
2021-06-09 HK$4.20M +125.8%
10.6y
2010-11-22 HK$1.86M +8.1%
2010-01-18 HK$1.72M +2.4%
2009-11-25 HK$1.68M +40.0%
2008-04-25 HK$1.20M +25.0%
2006-04-12 HK$960K +14.3%
2006-01-06 HK$840K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
East Tsim Sha Tsui
≈ 2 min walk · 133 m
Education
11
schools within 1 km (1 within 500 m)
Daily convenience
77
within 1 km (41 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to East Tsim Sha Tsui Station (a rail station within an 8-min walk earns this label).

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 77 shopping and daily-needs spots nearby.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com