▼ 0.50% · 3.625%
HK$2,064
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,128
−HK$65/mo
Today · 4.125%
HK$2,193
baseline
▲ 0.50% · 4.625%
HK$2,327
+HK$134/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,386/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,296
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,358
−HK$62/mo
Today · 4.125%
HK$2,420
baseline
▲ 0.50% · 4.625%
HK$2,548
+HK$128/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,840/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,270
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,341
−HK$72/mo
Today · 4.125%
HK$2,413
baseline
▲ 0.50% · 4.625%
HK$2,559
+HK$146/mo
Deposit HK$407K · loan HK$498K · min. income ≈ HK$4,826/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,526
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$69/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,802
+HK$140/mo
Deposit HK$407K · loan HK$498K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,477
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,554
−HK$78/mo
Today · 4.125%
HK$2,632
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$160/mo
Deposit HK$362K · loan HK$543K · min. income ≈ HK$5,264/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$75/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,057
+HK$153/mo
Deposit HK$362K · loan HK$543K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,683
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,766
−HK$85/mo
Today · 4.125%
HK$2,851
baseline
▲ 0.50% · 4.625%
HK$3,025
+HK$174/mo
Deposit HK$317K · loan HK$588K · min. income ≈ HK$5,702/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,065
−HK$81/mo
Today · 4.125%
HK$3,146
baseline
▲ 0.50% · 4.625%
HK$3,312
+HK$166/mo
Deposit HK$317K · loan HK$588K · min. income ≈ HK$6,292/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,889
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,979
−HK$92/mo
Today · 4.125%
HK$3,071
baseline
▲ 0.50% · 4.625%
HK$3,257
+HK$186/mo
Deposit HK$272K · loan HK$634K · min. income ≈ HK$6,142/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,301
−HK$87/mo
Today · 4.125%
HK$3,388
baseline
▲ 0.50% · 4.625%
HK$3,567
+HK$179/mo
Deposit HK$272K · loan HK$634K · min. income ≈ HK$6,776/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,096
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$98/mo
Today · 4.125%
HK$3,290
baseline
▲ 0.50% · 4.625%
HK$3,490
+HK$200/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$6,580/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$94/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$191/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,405
−HK$104/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$214/mo
Deposit HK$181K · loan HK$724K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$100/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$204/mo
Deposit HK$181K · loan HK$724K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,509
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$111/mo
Today · 4.125%
HK$3,729
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$226/mo
Deposit HK$136K · loan HK$769K · min. income ≈ HK$7,458/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$106/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$217/mo
Deposit HK$136K · loan HK$769K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$117/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$240/mo
Deposit HK$91K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$112/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$230/mo
Deposit HK$91K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).