▼ 0.50% · 3.625%
HK$3,530
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$112/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$228/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$106/mo
Today · 4.125%
HK$4,139
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$219/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$8,278/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$123/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$251/mo
Deposit HK$697K · loan HK$851K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,320
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$117/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,793
+HK$240/mo
Deposit HK$697K · loan HK$851K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$134/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,776
+HK$274/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,839
−HK$128/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,229
+HK$262/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$145/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$139/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$284/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$156/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$320/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$149/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$306/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$343/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$160/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,648
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$178/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,368
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$171/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$190/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$388/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$182/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,408
+HK$371/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,354
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,552
−HK$201/mo
Today · 4.125%
HK$6,753
baseline
▲ 0.50% · 4.625%
HK$7,164
+HK$411/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,506/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,069
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,259
−HK$192/mo
Today · 4.125%
HK$7,451
baseline
▲ 0.50% · 4.625%
HK$7,844
+HK$393/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,902/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).