At today's rate and a 90% mortgage, the deposit on this unit is about HK$247K, with repayments around HK$10,789/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$247K · loan HK$2.23M · min. income ≈ HK$21,578/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Lai Chi Kok Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 5號
- Saleable Area
- 454 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-29 | HK$2.86M | +50.4% 7.6y |
| 2016-04-08 | HK$1.90M | +2.7% 3.8y |
| 2012-06-20 | HK$1.85M | +44.5% 2.5y |
| 2009-12-31 | HK$1.28M | +25.5% |
| 2009-11-25 | HK$1.02M | +150.0% 7.9y |
| 2002-01-09 | HK$408K | +0.0% 1.2y |
| 2000-11-08 | HK$408K | — |