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At today's rate and a 90% mortgage, the deposit on this unit is about HK$262K, with repayments around HK$11,411/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$262K · loan HK$2.35M · min. income ≈ HK$22,822/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 318 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-11 | HK$3.83M | +4.9% 3.4y · 1.0%/yr |
| 2017-08-18 | HK$3.65M | +86.2% 5.4y · 16.0%/yr |
| 2012-03-20 | HK$1.96M | +22.5% |
| 2010-07-29 | HK$1.60M | +25.0% |
| 2010-02-08 | HK$1.28M | +6.7% |
| 2010-01-14 | HK$1.20M | +17.6% |
| 2008-02-12 | HK$1.02M | −6.4% |
| 1996-05-09 | HK$1.09M | — |