▼ 0.50% · 3.625%
HK$3,273
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$103/mo
Today · 4.125%
HK$3,478
baseline
▲ 0.50% · 4.625%
HK$3,690
+HK$212/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$6,956/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,641
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$99/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$202/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$114/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$233/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$109/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$222/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$124/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$254/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$118/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$243/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$135/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$275/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$129/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$263/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$145/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,166
+HK$296/mo
Deposit HK$431K · loan HK$1.00M · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$139/mo
Today · 4.125%
HK$5,373
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$283/mo
Deposit HK$431K · loan HK$1.00M · min. income ≈ HK$10,746/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$155/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,535
+HK$318/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$149/mo
Today · 4.125%
HK$5,757
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$303/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,514/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$165/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,982
−HK$159/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$323/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$176/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$168/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,868
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$186/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$381/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,554
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,730
−HK$178/mo
Today · 4.125%
HK$6,908
baseline
▲ 0.50% · 4.625%
HK$7,272
+HK$364/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,816/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).