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Crescira AVM · estimated value Medium confidence
HK$18.32M
≈ HK$14,543 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.50M, with repayments around HK$62,166/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$58,497
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,317
−HK$1,849/mo
Today · 4.125%
HK$62,166
baseline
▲ 0.50% · 4.625%
HK$65,948
+HK$3,782/mo

Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,332/mo (50% DSR)

Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,156 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,260 ft²
Gross Area
1,442 ft²
Efficiency
87%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2015-10-05 HK$19.28M +72.1%
2009-08-24 HK$11.20M +24.4%
2007-07-06 HK$9.00M +17.2%
1999-11-30 HK$7.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 8 min walk · 612 m
Education
106
schools within 1 km (45 within 500 m)
Daily convenience
26
within 1 km (5 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Family-friendly — 106 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com