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At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,574/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,148/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 196 Saleable ft²
- Gross Area
- 283 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-14 | HK$3.39M | +9.5% 3.0y · 3.0%/yr |
| 2018-01-15 | HK$3.10M | +38.8% 4.2y · 9.0%/yr |
| 2013-11-15 | HK$2.23M | +65.2% |
| 2011-01-03 | HK$1.35M | — |