▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$95/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$194/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$91/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,697
+HK$185/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,397
−HK$104/mo
Today · 4.125%
HK$3,501
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$213/mo
Deposit HK$591K · loan HK$722K · min. income ≈ HK$7,002/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,764
−HK$99/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$204/mo
Deposit HK$591K · loan HK$722K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$114/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$232/mo
Deposit HK$525K · loan HK$788K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$109/mo
Today · 4.125%
HK$4,215
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$222/mo
Deposit HK$525K · loan HK$788K · min. income ≈ HK$8,430/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,894
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$123/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,390
+HK$252/mo
Deposit HK$460K · loan HK$854K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$118/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$240/mo
Deposit HK$460K · loan HK$854K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,193
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$132/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$271/mo
Deposit HK$394K · loan HK$919K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$127/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,176
+HK$259/mo
Deposit HK$394K · loan HK$919K · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$142/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$291/mo
Deposit HK$328K · loan HK$985K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$136/mo
Today · 4.125%
HK$5,268
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$278/mo
Deposit HK$328K · loan HK$985K · min. income ≈ HK$10,536/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$152/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$310/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$145/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,916
+HK$297/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,250
−HK$161/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$329/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$155/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$314/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$170/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$349/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$163/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).