▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$142/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$289/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$136/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$276/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$156/mo
Today · 4.125%
HK$5,233
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$318/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,466/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$149/mo
Today · 4.125%
HK$5,774
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$304/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,548/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$169/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$348/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$163/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$184/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,560
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,474
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,647
−HK$176/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$198/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$405/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$189/mo
Today · 4.125%
HK$7,348
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$388/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,696/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$212/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,470
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,670
−HK$203/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,162
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,385
−HK$226/mo
Today · 4.125%
HK$7,611
baseline
▲ 0.50% · 4.625%
HK$8,074
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,222/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,968
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,181
−HK$217/mo
Today · 4.125%
HK$8,398
baseline
▲ 0.50% · 4.625%
HK$8,841
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,796/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,610
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,846
−HK$241/mo
Today · 4.125%
HK$8,087
baseline
▲ 0.50% · 4.625%
HK$8,579
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,174/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,466
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,693
−HK$230/mo
Today · 4.125%
HK$8,923
baseline
▲ 0.50% · 4.625%
HK$9,393
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,846/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,057
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,308
−HK$254/mo
Today · 4.125%
HK$8,562
baseline
▲ 0.50% · 4.625%
HK$9,083
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,124/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,964
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,204
−HK$244/mo
Today · 4.125%
HK$9,448
baseline
▲ 0.50% · 4.625%
HK$9,946
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,896/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).