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Crescira AVM · estimated value Medium confidence
HK$28.73M
≈ HK$19,177 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.62M, with repayments around HK$97,460/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$91,709
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,562
−HK$2,898/mo
Today · 4.125%
HK$97,460
baseline
▲ 0.50% · 4.625%
HK$103,390
+HK$5,930/mo

Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,920/mo (50% DSR)

Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,925 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,498 ft²
Gross Area
1,759 ft²
Efficiency
85%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2014-03-24 HK$25.57M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 6 min walk · 461 m
Education
96
schools within 1 km (35 within 500 m)
Daily convenience
16
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 96 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com