▼ 0.50% · 3.625%
HK$3,456
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$109/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$224/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$105/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$213/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,801
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$120/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$246/mo
Deposit HK$682K · loan HK$833K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$115/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$235/mo
Deposit HK$682K · loan HK$833K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$131/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$268/mo
Deposit HK$606K · loan HK$909K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$125/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$257/mo
Deposit HK$606K · loan HK$909K · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,492
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$142/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,064
+HK$290/mo
Deposit HK$530K · loan HK$985K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$135/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$278/mo
Deposit HK$530K · loan HK$985K · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$153/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$313/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$147/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$299/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$164/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$335/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$157/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$320/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$175/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$357/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,151
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$167/mo
Today · 4.125%
HK$6,483
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$342/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,966/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$186/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$380/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$178/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$363/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$197/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$402/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,105
−HK$188/mo
Today · 4.125%
HK$7,293
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$385/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$14,586/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).