▼ 0.50% · 3.625%
HK$3,647
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$116/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,112
+HK$236/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$110/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,502
+HK$226/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,012
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$127/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$260/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,463
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$121/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,952
+HK$248/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$138/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$283/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$133/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$270/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$149/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$143/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$154/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$173/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$353/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,086
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,249
−HK$166/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,753
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$184/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,666
−HK$176/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,200
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,393
−HK$196/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,897
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,082
−HK$188/mo
Today · 4.125%
HK$7,270
baseline
▲ 0.50% · 4.625%
HK$7,653
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,540/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$207/mo
Today · 4.125%
HK$6,976
baseline
▲ 0.50% · 4.625%
HK$7,401
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,952/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,303
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,499
−HK$199/mo
Today · 4.125%
HK$7,698
baseline
▲ 0.50% · 4.625%
HK$8,103
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,396/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).