▼ 0.50% · 3.625%
HK$4,419
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$140/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$286/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$133/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$273/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,861
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$153/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$315/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,552
−HK$147/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$301/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$168/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$343/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$161/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$327/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,744
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$182/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$371/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,562
−HK$174/mo
Today · 4.125%
HK$6,736
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,472/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,186
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,379
−HK$195/mo
Today · 4.125%
HK$6,574
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$400/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,148/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,882
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,067
−HK$187/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,636
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$210/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,374
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,571
−HK$201/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,182
+HK$410/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$223/mo
Today · 4.125%
HK$7,513
baseline
▲ 0.50% · 4.625%
HK$7,970
+HK$457/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,026/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,865
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,076
−HK$214/mo
Today · 4.125%
HK$8,290
baseline
▲ 0.50% · 4.625%
HK$8,727
+HK$437/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,580/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,512
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,745
−HK$238/mo
Today · 4.125%
HK$7,983
baseline
▲ 0.50% · 4.625%
HK$8,469
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,966/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,357
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,581
−HK$227/mo
Today · 4.125%
HK$8,808
baseline
▲ 0.50% · 4.625%
HK$9,273
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,616/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,954
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,201
−HK$251/mo
Today · 4.125%
HK$8,452
baseline
▲ 0.50% · 4.625%
HK$8,967
+HK$515/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,904/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,848
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,086
−HK$240/mo
Today · 4.125%
HK$9,326
baseline
▲ 0.50% · 4.625%
HK$9,818
+HK$492/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,652/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).