▼ 0.50% · 3.625%
HK$3,622
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$115/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,083
+HK$234/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$110/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$224/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$126/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$257/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$121/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$246/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$138/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$131/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$269/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$149/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$142/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$161/mo
Today · 4.125%
HK$5,389
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$327/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$10,778/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,641
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$154/mo
Today · 4.125%
HK$5,946
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$313/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$11,892/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,433
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$171/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,125
+HK$352/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,206
−HK$164/mo
Today · 4.125%
HK$6,370
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,740/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$183/mo
Today · 4.125%
HK$6,158
baseline
▲ 0.50% · 4.625%
HK$6,533
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,316/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$175/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,153
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,157
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,349
−HK$194/mo
Today · 4.125%
HK$6,543
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,086/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,033
−HK$187/mo
Today · 4.125%
HK$7,220
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,440/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$206/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$197/mo
Today · 4.125%
HK$7,644
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,288/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).