20/F NO. 12 (FLAT C)
in MEI FOO SUN CHUEN PHASE 5 10-12 NASSAU STREET
Sham Shui Po District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$424K, with repayments around HK$18,480/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$36,960/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,440 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mei Foo Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- NO. 12 (FLAT C)
- Saleable Area
- 435 Saleable ft²
- Gross Area
- 676 ft²
- Efficiency
- 64%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-08-09 | HK$4.60M | +35.3% 5.3y · 7.0%/yr |
| 2011-04-18 | HK$3.40M | +45.3% |
| 2009-12-24 | HK$2.34M | +7.3% |
| 2009-08-10 | HK$2.18M | +9.0% |
| 2008-10-10 | HK$2.00M | +11.1% |
| 2007-07-30 | HK$1.80M | — |