▼ 0.50% · 3.625%
HK$4,051
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$128/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$262/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$123/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$250/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$141/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$288/mo
Deposit HK$799K · loan HK$977K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,957
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,090
−HK$135/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$275/mo
Deposit HK$799K · loan HK$977K · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,861
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$154/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$314/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$147/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$300/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$166/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$341/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$160/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$325/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,671
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$180/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$366/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,309
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,478
−HK$172/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$350/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,265
−HK$192/mo
Today · 4.125%
HK$6,457
baseline
▲ 0.50% · 4.625%
HK$6,850
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,914/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,760
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,941
−HK$184/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,500
+HK$375/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$205/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,210
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$196/mo
Today · 4.125%
HK$7,600
baseline
▲ 0.50% · 4.625%
HK$8,000
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,200/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,886
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,100
−HK$218/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,763
+HK$445/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,661
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,866
−HK$209/mo
Today · 4.125%
HK$8,075
baseline
▲ 0.50% · 4.625%
HK$8,500
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,150/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,291
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,518
−HK$230/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,220
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,111
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,329
−HK$221/mo
Today · 4.125%
HK$8,550
baseline
▲ 0.50% · 4.625%
HK$9,000
+HK$450/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,100/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).