Skip to content
Crescira AVM · estimated value Medium confidence
HK$14.48M
≈ HK$12,813 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.34M, with repayments around HK$49,119/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,220
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,658
−HK$1,461/mo
Today · 4.125%
HK$49,119
baseline
▲ 0.50% · 4.625%
HK$52,108
+HK$2,989/mo

Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,238/mo (50% DSR)

Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$542,943 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
B
Saleable Area
1,130 ft²
Gross Area
1,303 ft²
Efficiency
87%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-01-09 HK$11.00M −10.4%
12.2y
2013-11-07 HK$12.28M +44.8%
2009-11-20 HK$8.48M +33.5%
2005-11-16 HK$6.35M +33.4%
2004-06-30 HK$4.76M −32.8%
1996-05-10 HK$7.08M +7.3%
1996-03-28 HK$6.60M +13.8%
1995-12-19 HK$5.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 14 min walk · 1,077 m
Education
39
schools within 1 km (8 within 500 m)
Daily convenience
13
within 1 km (1 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 13 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com