▼ 0.50% · 3.625%
HK$20,129
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,755
−HK$636/mo
Today · 4.125%
HK$21,391
baseline
▲ 0.50% · 4.625%
HK$22,693
+HK$1,302/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,782/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,994
−HK$609/mo
Today · 4.125%
HK$23,603
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,206/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,142
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,831
−HK$699/mo
Today · 4.125%
HK$23,530
baseline
▲ 0.50% · 4.625%
HK$24,962
+HK$1,432/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,060/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,633
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,293
−HK$670/mo
Today · 4.125%
HK$25,963
baseline
▲ 0.50% · 4.625%
HK$27,332
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,926/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,155
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,906
−HK$764/mo
Today · 4.125%
HK$25,670
baseline
▲ 0.50% · 4.625%
HK$27,231
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,340/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,872
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,593
−HK$731/mo
Today · 4.125%
HK$28,324
baseline
▲ 0.50% · 4.625%
HK$29,817
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,648/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,168
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,982
−HK$827/mo
Today · 4.125%
HK$27,809
baseline
▲ 0.50% · 4.625%
HK$29,501
+HK$1,692/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,618/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,111
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,892
−HK$792/mo
Today · 4.125%
HK$30,684
baseline
▲ 0.50% · 4.625%
HK$32,302
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,368/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,181
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,057
−HK$891/mo
Today · 4.125%
HK$29,948
baseline
▲ 0.50% · 4.625%
HK$31,770
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,896/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,351
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,191
−HK$853/mo
Today · 4.125%
HK$33,044
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,742/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,088/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,133
−HK$954/mo
Today · 4.125%
HK$32,087
baseline
▲ 0.50% · 4.625%
HK$34,039
+HK$1,952/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,174/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,590
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,491
−HK$914/mo
Today · 4.125%
HK$35,405
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,810/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,206
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,208
−HK$1,018/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,309
+HK$2,083/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,829
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,790
−HK$975/mo
Today · 4.125%
HK$37,765
baseline
▲ 0.50% · 4.625%
HK$39,756
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,530/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,219
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$1,081/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$2,213/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,069
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,090
−HK$1,035/mo
Today · 4.125%
HK$40,125
baseline
▲ 0.50% · 4.625%
HK$42,240
+HK$2,115/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,250/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,232
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,359
−HK$1,145/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,847
+HK$2,343/mo
Deposit HK$883K · loan HK$7.94M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,308
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,389
−HK$1,097/mo
Today · 4.125%
HK$42,486
baseline
▲ 0.50% · 4.625%
HK$44,725
+HK$2,239/mo
Deposit HK$883K · loan HK$7.94M · min. income ≈ HK$84,972/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).