▼ 0.50% · 3.625%
HK$2,950
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,041
−HK$94/mo
Today · 4.125%
HK$3,135
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$190/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,270/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,281
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,369
−HK$90/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,641
+HK$182/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$102/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$210/mo
Deposit HK$582K · loan HK$711K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,610
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$99/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$200/mo
Deposit HK$582K · loan HK$711K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$112/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$228/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$108/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$218/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,835
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$121/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$248/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,380
−HK$116/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$237/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,258
−HK$130/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$268/mo
Deposit HK$388K · loan HK$905K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$125/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$255/mo
Deposit HK$388K · loan HK$905K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$134/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$274/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$149/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$306/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$143/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$159/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$324/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$152/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$167/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$344/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$161/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$328/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).