▼ 0.50% · 3.625%
HK$3,315
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$105/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,738
+HK$215/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$101/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$205/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$116/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$235/mo
Deposit HK$654K · loan HK$800K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$110/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,502
+HK$226/mo
Deposit HK$654K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$126/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$257/mo
Deposit HK$582K · loan HK$872K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$120/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$246/mo
Deposit HK$582K · loan HK$872K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$136/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,859
+HK$279/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$131/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$266/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$147/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$141/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,973
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$157/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$321/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$150/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$308/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$167/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$160/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,636
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,811
−HK$179/mo
Today · 4.125%
HK$5,990
baseline
▲ 0.50% · 4.625%
HK$6,354
+HK$364/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,980/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,438
−HK$171/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$6,957
+HK$348/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,968
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$189/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,728
+HK$386/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,817
−HK$181/mo
Today · 4.125%
HK$6,998
baseline
▲ 0.50% · 4.625%
HK$7,367
+HK$369/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,996/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).