▼ 0.50% · 3.625%
HK$4,773
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$151/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$145/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$295/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$166/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$340/mo
Deposit HK$942K · loan HK$1.15M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$159/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$325/mo
Deposit HK$942K · loan HK$1.15M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,906
−HK$181/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$370/mo
Deposit HK$837K · loan HK$1.26M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$173/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,070
+HK$354/mo
Deposit HK$837K · loan HK$1.26M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,398
−HK$196/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$401/mo
Deposit HK$733K · loan HK$1.36M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,088
−HK$188/mo
Today · 4.125%
HK$7,276
baseline
▲ 0.50% · 4.625%
HK$7,659
+HK$383/mo
Deposit HK$733K · loan HK$1.36M · min. income ≈ HK$14,552/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,682
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$211/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,533
+HK$432/mo
Deposit HK$628K · loan HK$1.47M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,434
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,633
−HK$202/mo
Today · 4.125%
HK$7,835
baseline
▲ 0.50% · 4.625%
HK$8,248
+HK$413/mo
Deposit HK$628K · loan HK$1.47M · min. income ≈ HK$15,670/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,159
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$226/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$463/mo
Deposit HK$523K · loan HK$1.57M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,965
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,178
−HK$217/mo
Today · 4.125%
HK$8,395
baseline
▲ 0.50% · 4.625%
HK$8,837
+HK$442/mo
Deposit HK$523K · loan HK$1.57M · min. income ≈ HK$16,790/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,636
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,874
−HK$241/mo
Today · 4.125%
HK$8,115
baseline
▲ 0.50% · 4.625%
HK$8,609
+HK$494/mo
Deposit HK$419K · loan HK$1.67M · min. income ≈ HK$16,230/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,495
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,723
−HK$231/mo
Today · 4.125%
HK$8,954
baseline
▲ 0.50% · 4.625%
HK$9,426
+HK$472/mo
Deposit HK$419K · loan HK$1.67M · min. income ≈ HK$17,908/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,114
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$257/mo
Today · 4.125%
HK$8,623
baseline
▲ 0.50% · 4.625%
HK$9,147
+HK$524/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$17,246/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,026
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,269
−HK$245/mo
Today · 4.125%
HK$9,514
baseline
▲ 0.50% · 4.625%
HK$10,016
+HK$502/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$19,028/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,591
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,858
−HK$272/mo
Today · 4.125%
HK$9,130
baseline
▲ 0.50% · 4.625%
HK$9,685
+HK$555/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$18,260/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,557
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,814
−HK$260/mo
Today · 4.125%
HK$10,074
baseline
▲ 0.50% · 4.625%
HK$10,605
+HK$531/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$20,148/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).