▼ 0.50% · 3.625%
HK$2,164
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,232
−HK$68/mo
Today · 4.125%
HK$2,300
baseline
▲ 0.50% · 4.625%
HK$2,440
+HK$140/mo
Deposit HK$475K · loan HK$475K · min. income ≈ HK$4,600/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,408
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,472
−HK$66/mo
Today · 4.125%
HK$2,538
baseline
▲ 0.50% · 4.625%
HK$2,672
+HK$134/mo
Deposit HK$475K · loan HK$475K · min. income ≈ HK$5,076/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,381
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,455
−HK$75/mo
Today · 4.125%
HK$2,530
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$154/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,060/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,649
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$72/mo
Today · 4.125%
HK$2,792
baseline
▲ 0.50% · 4.625%
HK$2,939
+HK$147/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,584/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,597
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,678
−HK$82/mo
Today · 4.125%
HK$2,760
baseline
▲ 0.50% · 4.625%
HK$2,928
+HK$168/mo
Deposit HK$380K · loan HK$569K · min. income ≈ HK$5,520/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,889
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$78/mo
Today · 4.125%
HK$3,045
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$161/mo
Deposit HK$380K · loan HK$569K · min. income ≈ HK$6,090/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,814
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$89/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$182/mo
Deposit HK$332K · loan HK$617K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$85/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$174/mo
Deposit HK$332K · loan HK$617K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,124
−HK$96/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$196/mo
Deposit HK$285K · loan HK$664K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,371
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$92/mo
Today · 4.125%
HK$3,553
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$187/mo
Deposit HK$285K · loan HK$664K · min. income ≈ HK$7,106/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,246
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,347
−HK$103/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$210/mo
Deposit HK$237K · loan HK$712K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$99/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,007
+HK$200/mo
Deposit HK$237K · loan HK$712K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,571
−HK$109/mo
Today · 4.125%
HK$3,680
baseline
▲ 0.50% · 4.625%
HK$3,904
+HK$224/mo
Deposit HK$190K · loan HK$759K · min. income ≈ HK$7,360/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$105/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$214/mo
Deposit HK$190K · loan HK$759K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$116/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$238/mo
Deposit HK$142K · loan HK$807K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$111/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$228/mo
Deposit HK$142K · loan HK$807K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,896
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$95K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$241/mo
Deposit HK$95K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).