▼ 0.50% · 3.625%
HK$2,303
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,375
−HK$73/mo
Today · 4.125%
HK$2,448
baseline
▲ 0.50% · 4.625%
HK$2,597
+HK$149/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$4,896/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,562
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$70/mo
Today · 4.125%
HK$2,701
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$142/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$5,402/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,534
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$80/mo
Today · 4.125%
HK$2,693
baseline
▲ 0.50% · 4.625%
HK$2,856
+HK$163/mo
Deposit HK$455K · loan HK$556K · min. income ≈ HK$5,386/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,819
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$77/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$157/mo
Deposit HK$455K · loan HK$556K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,850
−HK$87/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,116
+HK$179/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$84/mo
Today · 4.125%
HK$3,241
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$171/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$6,482/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,994
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$94/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$194/mo
Deposit HK$354K · loan HK$657K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$90/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$185/mo
Deposit HK$354K · loan HK$657K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$102/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$208/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$97/mo
Today · 4.125%
HK$3,781
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$200/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$7,562/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$109/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,895
+HK$223/mo
Deposit HK$253K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$104/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$214/mo
Deposit HK$253K · loan HK$758K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$116/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$239/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$111/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$228/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$123/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$253/mo
Deposit HK$152K · loan HK$859K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$119/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$242/mo
Deposit HK$152K · loan HK$859K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,146
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$131/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,674
+HK$268/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$126/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$256/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).