▼ 0.50% · 3.625%
HK$2,422
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,497
−HK$77/mo
Today · 4.125%
HK$2,574
baseline
▲ 0.50% · 4.625%
HK$2,731
+HK$157/mo
Deposit HK$531K · loan HK$531K · min. income ≈ HK$5,148/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,695
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,767
−HK$73/mo
Today · 4.125%
HK$2,840
baseline
▲ 0.50% · 4.625%
HK$2,990
+HK$150/mo
Deposit HK$531K · loan HK$531K · min. income ≈ HK$5,680/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,664
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,747
−HK$84/mo
Today · 4.125%
HK$2,831
baseline
▲ 0.50% · 4.625%
HK$3,004
+HK$173/mo
Deposit HK$478K · loan HK$584K · min. income ≈ HK$5,662/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,964
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,044
−HK$80/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,289
+HK$165/mo
Deposit HK$478K · loan HK$584K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,907
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,997
−HK$92/mo
Today · 4.125%
HK$3,089
baseline
▲ 0.50% · 4.625%
HK$3,277
+HK$188/mo
Deposit HK$425K · loan HK$637K · min. income ≈ HK$6,178/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$88/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$180/mo
Deposit HK$425K · loan HK$637K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,149
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,247
−HK$99/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$204/mo
Deposit HK$372K · loan HK$690K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$95/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$195/mo
Deposit HK$372K · loan HK$690K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$108/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$219/mo
Deposit HK$319K · loan HK$744K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$102/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$210/mo
Deposit HK$319K · loan HK$744K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,746
−HK$115/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$235/mo
Deposit HK$266K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$110/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$225/mo
Deposit HK$266K · loan HK$797K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$122/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$251/mo
Deposit HK$212K · loan HK$850K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$117/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$240/mo
Deposit HK$212K · loan HK$850K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$130/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$266/mo
Deposit HK$159K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$124/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$255/mo
Deposit HK$159K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$138/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$282/mo
Deposit HK$106K · loan HK$956K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$132/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$270/mo
Deposit HK$106K · loan HK$956K · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).