▼ 0.50% · 3.625%
HK$3,232
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$102/mo
Today · 4.125%
HK$3,434
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$209/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$6,868/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$98/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$199/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,555
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$112/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$230/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$108/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$219/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$122/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$251/mo
Deposit HK$567K · loan HK$850K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$118/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$239/mo
Deposit HK$567K · loan HK$850K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,201
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$133/mo
Today · 4.125%
HK$4,465
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$271/mo
Deposit HK$496K · loan HK$921K · min. income ≈ HK$8,930/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$127/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,186
+HK$260/mo
Deposit HK$496K · loan HK$921K · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$143/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$293/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$137/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$280/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$154/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$313/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,538
−HK$146/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$300/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$163/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$335/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,907
−HK$156/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$320/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$174/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$355/mo
Deposit HK$213K · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$166/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$340/mo
Deposit HK$213K · loan HK$1.20M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,817
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$184/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$376/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,645
−HK$176/mo
Today · 4.125%
HK$6,821
baseline
▲ 0.50% · 4.625%
HK$7,181
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,642/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).