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At today's rate and a 90% mortgage, the deposit on this unit is about HK$244K, with repayments around HK$10,626/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$21,252/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 202 Saleable ft²
- Gross Area
- 260 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-28 | HK$3.20M | +0.0% 3.3y · 0.0%/yr |
| 2018-10-22 | HK$3.20M | +28.0% 3.0y · 9.0%/yr |
| 2015-10-09 | HK$2.50M | +163.2% |
| 2010-02-03 | HK$950K | −14.4% |
| 1998-03-31 | HK$1.11M | +22.0% |
| 1996-12-13 | HK$910K | — |