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At today's rate and a 90% mortgage, the deposit on this unit is about HK$318K, with repayments around HK$13,863/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$318K · loan HK$2.86M · min. income ≈ HK$27,726/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 455 ft²
- Efficiency
- 62%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-02-01 | HK$3.92M | −1.5% 3.2y · −1.0%/yr |
| 2019-11-20 | HK$3.98M | +44.7% 3.1y · 15.0%/yr |
| 2016-10-13 | HK$2.75M | +121.8% 8.1y · 15.0%/yr |
| 2008-09-26 | HK$1.24M | — |