▼ 0.50% · 3.625%
HK$17,427
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$550/mo
Today · 4.125%
HK$18,520
baseline
▲ 0.50% · 4.625%
HK$19,647
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,040/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,388
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,908
−HK$527/mo
Today · 4.125%
HK$20,435
baseline
▲ 0.50% · 4.625%
HK$21,513
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,870/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,170
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,767
−HK$605/mo
Today · 4.125%
HK$20,372
baseline
▲ 0.50% · 4.625%
HK$21,612
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,744/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,327
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,899
−HK$580/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,664
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,913
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,563
−HK$661/mo
Today · 4.125%
HK$22,224
baseline
▲ 0.50% · 4.625%
HK$23,577
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,448/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,265
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,889
−HK$633/mo
Today · 4.125%
HK$24,522
baseline
▲ 0.50% · 4.625%
HK$25,815
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,044/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$716/mo
Today · 4.125%
HK$24,076
baseline
▲ 0.50% · 4.625%
HK$25,541
+HK$1,465/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$48,152/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,204
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,880
−HK$686/mo
Today · 4.125%
HK$26,566
baseline
▲ 0.50% · 4.625%
HK$27,966
+HK$1,400/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$53,132/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,398
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$771/mo
Today · 4.125%
HK$25,928
baseline
▲ 0.50% · 4.625%
HK$27,506
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,856/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,871
−HK$739/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,118
+HK$1,508/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,141
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,954
−HK$827/mo
Today · 4.125%
HK$27,781
baseline
▲ 0.50% · 4.625%
HK$29,471
+HK$1,690/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,562/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,082
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,862
−HK$791/mo
Today · 4.125%
HK$30,653
baseline
▲ 0.50% · 4.625%
HK$32,269
+HK$1,616/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,306/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$882/mo
Today · 4.125%
HK$29,633
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,803/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,266/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$844/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,420
+HK$1,723/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,627
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,548
−HK$937/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,915/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,959
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,843
−HK$897/mo
Today · 4.125%
HK$34,740
baseline
▲ 0.50% · 4.625%
HK$36,571
+HK$1,831/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,480/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,369
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$992/mo
Today · 4.125%
HK$33,337
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$2,028/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,674/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,898
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$950/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$38,723
+HK$1,939/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,284 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).