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At today's rate and a 90% mortgage, the deposit on this unit is about HK$228K, with repayments around HK$9,928/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$228K · loan HK$2.05M · min. income ≈ HK$19,856/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 91 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 444 ft²
- Efficiency
- 63%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-18 | HK$3.00M | −13.8% 8.3y · −2.0%/yr |
| 2018-02-09 | HK$3.48M | +66.5% 3.9y · 17.0%/yr |
| 2014-03-21 | HK$2.09M | +39.3% |
| 2011-04-12 | HK$1.50M | — |