▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$262/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$122/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$250/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$799K · loan HK$976K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$135/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$275/mo
Deposit HK$799K · loan HK$976K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,009
−HK$154/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$314/mo
Deposit HK$710K · loan HK$1.07M · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,550
−HK$147/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$300/mo
Deposit HK$710K · loan HK$1.07M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$166/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$159/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$326/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$179/mo
Today · 4.125%
HK$6,023
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$367/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,046/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,474
−HK$172/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$6,996
+HK$350/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,262
−HK$191/mo
Today · 4.125%
HK$6,453
baseline
▲ 0.50% · 4.625%
HK$6,846
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,906/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,756
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,937
−HK$184/mo
Today · 4.125%
HK$7,121
baseline
▲ 0.50% · 4.625%
HK$7,496
+HK$375/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,242/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$205/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,206
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$196/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$7,996
+HK$401/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,882
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,096
−HK$218/mo
Today · 4.125%
HK$7,314
baseline
▲ 0.50% · 4.625%
HK$7,759
+HK$445/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,628/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,657
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,862
−HK$208/mo
Today · 4.125%
HK$8,070
baseline
▲ 0.50% · 4.625%
HK$8,496
+HK$426/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,140/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,514
−HK$230/mo
Today · 4.125%
HK$7,744
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$471/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,488/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,107
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,324
−HK$221/mo
Today · 4.125%
HK$8,545
baseline
▲ 0.50% · 4.625%
HK$8,995
+HK$450/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,090/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).