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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,205/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,410/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 5
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-20 | HK$3.25M | +1.6% 4.7y · 0.0%/yr |
| 2018-02-09 | HK$3.20M | +24.0% 3.9y · 6.0%/yr |
| 2014-04-11 | HK$2.58M | +66.5% |
| 2011-07-08 | HK$1.55M | +66.7% |
| 2009-06-23 | HK$930K | +9.4% |
| 2009-01-22 | HK$850K | −13.3% |
| 1996-06-27 | HK$980K | — |