▼ 0.50% · 3.625%
HK$2,322
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,394
−HK$73/mo
Today · 4.125%
HK$2,467
baseline
▲ 0.50% · 4.625%
HK$2,617
+HK$150/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$4,934/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,583
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,652
−HK$70/mo
Today · 4.125%
HK$2,722
baseline
▲ 0.50% · 4.625%
HK$2,866
+HK$144/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$5,444/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,554
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$81/mo
Today · 4.125%
HK$2,714
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$165/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,428/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$78/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,153
+HK$158/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,786
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,873
−HK$88/mo
Today · 4.125%
HK$2,961
baseline
▲ 0.50% · 4.625%
HK$3,141
+HK$180/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$5,922/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$84/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,439
+HK$172/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$96/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$195/mo
Deposit HK$356K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$91/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$187/mo
Deposit HK$356K · loan HK$662K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,250
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$102/mo
Today · 4.125%
HK$3,454
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$210/mo
Deposit HK$305K · loan HK$713K · min. income ≈ HK$6,908/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$98/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$201/mo
Deposit HK$305K · loan HK$713K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,483
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,591
−HK$110/mo
Today · 4.125%
HK$3,701
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$225/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$7,402/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,874
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$106/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,299
+HK$215/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$118/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$240/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$113/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$230/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$124/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$256/mo
Deposit HK$153K · loan HK$865K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$119/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$244/mo
Deposit HK$153K · loan HK$865K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$132/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$270/mo
Deposit HK$102K · loan HK$916K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$126/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$259/mo
Deposit HK$102K · loan HK$916K · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).