▼ 0.50% · 3.625%
HK$4,622
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$146/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$299/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$140/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,706
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$161/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$328/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$154/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$315/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$176/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,253
+HK$358/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,171
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$168/mo
Today · 4.125%
HK$6,504
baseline
▲ 0.50% · 4.625%
HK$6,847
+HK$343/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,008/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$190/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$182/mo
Today · 4.125%
HK$7,046
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$372/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,092/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$204/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,296
+HK$419/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,392
−HK$196/mo
Today · 4.125%
HK$7,588
baseline
▲ 0.50% · 4.625%
HK$7,988
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,176/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$219/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$449/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,714
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,920
−HK$210/mo
Today · 4.125%
HK$8,130
baseline
▲ 0.50% · 4.625%
HK$8,559
+HK$429/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,260/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$234/mo
Today · 4.125%
HK$7,860
baseline
▲ 0.50% · 4.625%
HK$8,338
+HK$478/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$15,720/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,228
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,448
−HK$224/mo
Today · 4.125%
HK$8,672
baseline
▲ 0.50% · 4.625%
HK$9,129
+HK$457/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$17,344/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,858
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,103
−HK$248/mo
Today · 4.125%
HK$8,351
baseline
▲ 0.50% · 4.625%
HK$8,859
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,702/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,742
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,977
−HK$237/mo
Today · 4.125%
HK$9,214
baseline
▲ 0.50% · 4.625%
HK$9,700
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,428/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,320
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,579
−HK$263/mo
Today · 4.125%
HK$8,842
baseline
▲ 0.50% · 4.625%
HK$9,380
+HK$538/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,684/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,256
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,505
−HK$251/mo
Today · 4.125%
HK$9,756
baseline
▲ 0.50% · 4.625%
HK$10,271
+HK$515/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$19,512/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).