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Crescira AVM · estimated value Medium confidence
HK$24.79M
≈ HK$15,434 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.44M, with repayments around HK$84,093/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,131
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,593
−HK$2,500/mo
Today · 4.125%
HK$84,093
baseline
▲ 0.50% · 4.625%
HK$89,210
+HK$5,117/mo

Deposit HK$7.44M · loan HK$17.35M · min. income ≈ HK$168,186/mo (50% DSR)

Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,476 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
C
Saleable Area
1,606 ft²
Gross Area
1,750 ft²
Efficiency
92%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2008-08-12 HK$20.20M +6.3%
2008-01-21 HK$19.00M +20.5%
2007-08-22 HK$15.77M −18.2%
1997-09-04 HK$19.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 8 min walk · 623 m
Education
100
schools within 1 km (28 within 500 m)
Daily convenience
46
within 1 km (3 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 100 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com