▼ 0.50% · 3.625%
HK$2,790
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$88/mo
Today · 4.125%
HK$2,965
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$181/mo
Deposit HK$612K · loan HK$612K · min. income ≈ HK$5,930/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,187
−HK$85/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,444
+HK$172/mo
Deposit HK$612K · loan HK$612K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,069
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,165
−HK$97/mo
Today · 4.125%
HK$3,262
baseline
▲ 0.50% · 4.625%
HK$3,460
+HK$198/mo
Deposit HK$551K · loan HK$673K · min. income ≈ HK$6,524/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,415
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$93/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$190/mo
Deposit HK$551K · loan HK$673K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$105/mo
Today · 4.125%
HK$3,558
baseline
▲ 0.50% · 4.625%
HK$3,775
+HK$217/mo
Deposit HK$489K · loan HK$734K · min. income ≈ HK$7,116/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,725
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,825
−HK$101/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$207/mo
Deposit HK$489K · loan HK$734K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,627
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,740
−HK$115/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,089
+HK$234/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$109/mo
Today · 4.125%
HK$4,253
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$225/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$8,506/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,028
−HK$123/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,404
+HK$253/mo
Deposit HK$367K · loan HK$857K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$119/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$241/mo
Deposit HK$367K · loan HK$857K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,185
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$132/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$271/mo
Deposit HK$306K · loan HK$918K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,781
−HK$127/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,167
+HK$259/mo
Deposit HK$306K · loan HK$918K · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$141/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$289/mo
Deposit HK$245K · loan HK$979K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$135/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$276/mo
Deposit HK$245K · loan HK$979K · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$150/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$143/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$293/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$159/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$324/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$152/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$311/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).