▼ 0.50% · 3.625%
HK$4,478
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,617
−HK$142/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$289/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,115
−HK$136/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,528
+HK$277/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$156/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$318/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$149/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$305/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$170/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$347/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$162/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,821
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$184/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,563
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,650
−HK$176/mo
Today · 4.125%
HK$6,826
baseline
▲ 0.50% · 4.625%
HK$7,186
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,652/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$198/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$406/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$189/mo
Today · 4.125%
HK$7,351
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$388/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,702/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,926
−HK$212/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,473
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,673
−HK$203/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$416/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,165
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,388
−HK$226/mo
Today · 4.125%
HK$7,614
baseline
▲ 0.50% · 4.625%
HK$8,078
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,228/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,971
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,185
−HK$217/mo
Today · 4.125%
HK$8,402
baseline
▲ 0.50% · 4.625%
HK$8,844
+HK$442/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,804/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,613
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,850
−HK$240/mo
Today · 4.125%
HK$8,090
baseline
▲ 0.50% · 4.625%
HK$8,582
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,180/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,469
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,696
−HK$231/mo
Today · 4.125%
HK$8,927
baseline
▲ 0.50% · 4.625%
HK$9,397
+HK$470/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,854/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,061
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,311
−HK$255/mo
Today · 4.125%
HK$8,566
baseline
▲ 0.50% · 4.625%
HK$9,087
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,132/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,967
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,208
−HK$244/mo
Today · 4.125%
HK$9,452
baseline
▲ 0.50% · 4.625%
HK$9,950
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,904/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).