▼ 0.50% · 3.625%
HK$1,934
−HK$122/mo
▼ 0.25% · 3.875%
HK$1,994
−HK$62/mo
Today · 4.125%
HK$2,056
baseline
▲ 0.50% · 4.625%
HK$2,181
+HK$125/mo
Deposit HK$424K · loan HK$424K · min. income ≈ HK$4,112/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,152
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,210
−HK$58/mo
Today · 4.125%
HK$2,268
baseline
▲ 0.50% · 4.625%
HK$2,388
+HK$120/mo
Deposit HK$424K · loan HK$424K · min. income ≈ HK$4,536/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,128
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,194
−HK$67/mo
Today · 4.125%
HK$2,261
baseline
▲ 0.50% · 4.625%
HK$2,399
+HK$138/mo
Deposit HK$382K · loan HK$467K · min. income ≈ HK$4,522/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,367
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,431
−HK$64/mo
Today · 4.125%
HK$2,495
baseline
▲ 0.50% · 4.625%
HK$2,626
+HK$131/mo
Deposit HK$382K · loan HK$467K · min. income ≈ HK$4,990/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,321
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,393
−HK$74/mo
Today · 4.125%
HK$2,467
baseline
▲ 0.50% · 4.625%
HK$2,617
+HK$150/mo
Deposit HK$339K · loan HK$509K · min. income ≈ HK$4,934/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,582
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,651
−HK$71/mo
Today · 4.125%
HK$2,722
baseline
▲ 0.50% · 4.625%
HK$2,865
+HK$143/mo
Deposit HK$339K · loan HK$509K · min. income ≈ HK$5,444/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,515
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$79/mo
Today · 4.125%
HK$2,672
baseline
▲ 0.50% · 4.625%
HK$2,835
+HK$163/mo
Deposit HK$297K · loan HK$551K · min. income ≈ HK$5,344/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,797
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$77/mo
Today · 4.125%
HK$2,949
baseline
▲ 0.50% · 4.625%
HK$3,104
+HK$155/mo
Deposit HK$297K · loan HK$551K · min. income ≈ HK$5,898/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,708
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,792
−HK$86/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,053
+HK$175/mo
Deposit HK$254K · loan HK$594K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,013
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$82/mo
Today · 4.125%
HK$3,175
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$168/mo
Deposit HK$254K · loan HK$594K · min. income ≈ HK$6,350/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,901
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,992
−HK$91/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,271
+HK$188/mo
Deposit HK$212K · loan HK$636K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,228
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$88/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,582
+HK$180/mo
Deposit HK$212K · loan HK$636K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$98/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$200/mo
Deposit HK$170K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$94/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$191/mo
Deposit HK$170K · loan HK$679K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$103/mo
Today · 4.125%
HK$3,494
baseline
▲ 0.50% · 4.625%
HK$3,707
+HK$213/mo
Deposit HK$127K · loan HK$721K · min. income ≈ HK$6,988/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$100/mo
Today · 4.125%
HK$3,856
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$203/mo
Deposit HK$127K · loan HK$721K · min. income ≈ HK$7,712/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$110/mo
Today · 4.125%
HK$3,700
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$225/mo
Deposit HK$85K · loan HK$763K · min. income ≈ HK$7,400/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$106/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,298
+HK$215/mo
Deposit HK$85K · loan HK$763K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).