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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,282/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$28,564/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 86 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- D
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-08 | HK$3.55M | −15.5% 3.0y · −5.0%/yr |
| 2021-04-07 | HK$4.20M | +20.0% 3.2y · 6.0%/yr |
| 2018-01-25 | HK$3.50M | +68.3% 5.4y · 13.0%/yr |
| 2012-09-20 | HK$2.08M | +79.3% |
| 2008-03-31 | HK$1.16M | +38.1% |
| 2007-11-20 | HK$840K | — |