▼ 0.50% · 3.625%
HK$1,751
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,805
−HK$55/mo
Today · 4.125%
HK$1,860
baseline
▲ 0.50% · 4.625%
HK$1,974
+HK$114/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$3,720/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,947
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,000
−HK$53/mo
Today · 4.125%
HK$2,053
baseline
▲ 0.50% · 4.625%
HK$2,161
+HK$108/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$4,106/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,926
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,986
−HK$60/mo
Today · 4.125%
HK$2,046
baseline
▲ 0.50% · 4.625%
HK$2,171
+HK$125/mo
Deposit HK$345K · loan HK$422K · min. income ≈ HK$4,092/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,142
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,200
−HK$58/mo
Today · 4.125%
HK$2,258
baseline
▲ 0.50% · 4.625%
HK$2,377
+HK$119/mo
Deposit HK$345K · loan HK$422K · min. income ≈ HK$4,516/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,101
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,166
−HK$66/mo
Today · 4.125%
HK$2,232
baseline
▲ 0.50% · 4.625%
HK$2,368
+HK$136/mo
Deposit HK$307K · loan HK$461K · min. income ≈ HK$4,464/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,337
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,400
−HK$63/mo
Today · 4.125%
HK$2,463
baseline
▲ 0.50% · 4.625%
HK$2,593
+HK$130/mo
Deposit HK$307K · loan HK$461K · min. income ≈ HK$4,926/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,276
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,347
−HK$71/mo
Today · 4.125%
HK$2,418
baseline
▲ 0.50% · 4.625%
HK$2,566
+HK$148/mo
Deposit HK$269K · loan HK$499K · min. income ≈ HK$4,836/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,532
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$68/mo
Today · 4.125%
HK$2,668
baseline
▲ 0.50% · 4.625%
HK$2,809
+HK$141/mo
Deposit HK$269K · loan HK$499K · min. income ≈ HK$5,336/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,451
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,527
−HK$77/mo
Today · 4.125%
HK$2,604
baseline
▲ 0.50% · 4.625%
HK$2,763
+HK$159/mo
Deposit HK$230K · loan HK$537K · min. income ≈ HK$5,208/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,726
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,800
−HK$74/mo
Today · 4.125%
HK$2,874
baseline
▲ 0.50% · 4.625%
HK$3,025
+HK$151/mo
Deposit HK$230K · loan HK$537K · min. income ≈ HK$5,748/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,626
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$82/mo
Today · 4.125%
HK$2,790
baseline
▲ 0.50% · 4.625%
HK$2,960
+HK$170/mo
Deposit HK$192K · loan HK$576K · min. income ≈ HK$5,580/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,921
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,000
−HK$79/mo
Today · 4.125%
HK$3,079
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$162/mo
Deposit HK$192K · loan HK$576K · min. income ≈ HK$6,158/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,801
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,888
−HK$89/mo
Today · 4.125%
HK$2,977
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$181/mo
Deposit HK$154K · loan HK$614K · min. income ≈ HK$5,954/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,116
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$84/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$173/mo
Deposit HK$154K · loan HK$614K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,976
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$94/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,355
+HK$192/mo
Deposit HK$115K · loan HK$653K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$91/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$184/mo
Deposit HK$115K · loan HK$653K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,151
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$100/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$203/mo
Deposit HK$77K · loan HK$691K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$96/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$195/mo
Deposit HK$77K · loan HK$691K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).