▼ 0.50% · 3.625%
HK$1,677
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,729
−HK$53/mo
Today · 4.125%
HK$1,782
baseline
▲ 0.50% · 4.625%
HK$1,891
+HK$109/mo
Deposit HK$368K · loan HK$368K · min. income ≈ HK$3,564/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,866
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,916
−HK$51/mo
Today · 4.125%
HK$1,967
baseline
▲ 0.50% · 4.625%
HK$2,070
+HK$103/mo
Deposit HK$368K · loan HK$368K · min. income ≈ HK$3,934/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,845
−HK$116/mo
▼ 0.25% · 3.875%
HK$1,902
−HK$59/mo
Today · 4.125%
HK$1,961
baseline
▲ 0.50% · 4.625%
HK$2,080
+HK$119/mo
Deposit HK$331K · loan HK$405K · min. income ≈ HK$3,922/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,052
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,108
−HK$55/mo
Today · 4.125%
HK$2,163
baseline
▲ 0.50% · 4.625%
HK$2,277
+HK$114/mo
Deposit HK$331K · loan HK$405K · min. income ≈ HK$4,326/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,013
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,075
−HK$64/mo
Today · 4.125%
HK$2,139
baseline
▲ 0.50% · 4.625%
HK$2,269
+HK$130/mo
Deposit HK$294K · loan HK$441K · min. income ≈ HK$4,278/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,239
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,299
−HK$61/mo
Today · 4.125%
HK$2,360
baseline
▲ 0.50% · 4.625%
HK$2,484
+HK$124/mo
Deposit HK$294K · loan HK$441K · min. income ≈ HK$4,720/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,180
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,248
−HK$69/mo
Today · 4.125%
HK$2,317
baseline
▲ 0.50% · 4.625%
HK$2,458
+HK$141/mo
Deposit HK$257K · loan HK$478K · min. income ≈ HK$4,634/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,426
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,491
−HK$66/mo
Today · 4.125%
HK$2,557
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$134/mo
Deposit HK$257K · loan HK$478K · min. income ≈ HK$5,114/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,348
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,421
−HK$74/mo
Today · 4.125%
HK$2,495
baseline
▲ 0.50% · 4.625%
HK$2,647
+HK$152/mo
Deposit HK$221K · loan HK$515K · min. income ≈ HK$4,990/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,612
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,682
−HK$71/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,899
+HK$146/mo
Deposit HK$221K · loan HK$515K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,516
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,594
−HK$80/mo
Today · 4.125%
HK$2,674
baseline
▲ 0.50% · 4.625%
HK$2,836
+HK$162/mo
Deposit HK$184K · loan HK$552K · min. income ≈ HK$5,348/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,799
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$76/mo
Today · 4.125%
HK$2,950
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$156/mo
Deposit HK$184K · loan HK$552K · min. income ≈ HK$5,900/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,684
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,767
−HK$85/mo
Today · 4.125%
HK$2,852
baseline
▲ 0.50% · 4.625%
HK$3,025
+HK$173/mo
Deposit HK$147K · loan HK$588K · min. income ≈ HK$5,704/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,066
−HK$81/mo
Today · 4.125%
HK$3,147
baseline
▲ 0.50% · 4.625%
HK$3,313
+HK$166/mo
Deposit HK$147K · loan HK$588K · min. income ≈ HK$6,294/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$90/mo
Today · 4.125%
HK$3,030
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$184/mo
Deposit HK$110K · loan HK$625K · min. income ≈ HK$6,060/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,172
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$86/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,520
+HK$177/mo
Deposit HK$110K · loan HK$625K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$95/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,404
+HK$196/mo
Deposit HK$74K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$91/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$187/mo
Deposit HK$74K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).