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Crescira AVM · estimated value Medium confidence
HK$29.68M
≈ HK$19,839 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.90M, with repayments around HK$100,689/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$94,747
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,694
−HK$2,995/mo
Today · 4.125%
HK$100,689
baseline
▲ 0.50% · 4.625%
HK$106,815
+HK$6,126/mo

Deposit HK$8.90M · loan HK$20.78M · min. income ≈ HK$201,378/mo (50% DSR)

Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,374 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,496 ft²
Gross Area
1,758 ft²
Efficiency
85%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2019-04-04 HK$36.80M +157.7%
11.3y
2008-01-02 HK$14.28M +75.6%
1998-11-05 HK$8.13M −37.4%
1998-06-16 HK$12.98M +16.9%
1995-07-15 HK$11.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 6 min walk · 461 m
Education
96
schools within 1 km (35 within 500 m)
Daily convenience
16
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 96 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com