▼ 0.50% · 3.625%
HK$2,514
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$79/mo
Today · 4.125%
HK$2,672
baseline
▲ 0.50% · 4.625%
HK$2,835
+HK$163/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,344/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,797
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$76/mo
Today · 4.125%
HK$2,948
baseline
▲ 0.50% · 4.625%
HK$3,104
+HK$156/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,896/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,766
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$87/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,118
+HK$179/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,160
−HK$83/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,414
+HK$171/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,111
−HK$96/mo
Today · 4.125%
HK$3,207
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$195/mo
Deposit HK$441K · loan HK$662K · min. income ≈ HK$6,414/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,357
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,447
−HK$91/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$187/mo
Deposit HK$441K · loan HK$662K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$104/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$211/mo
Deposit HK$386K · loan HK$717K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$99/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$202/mo
Deposit HK$386K · loan HK$717K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$111/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,969
+HK$228/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$107/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$217/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$119/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$244/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$115/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$233/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$127/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$261/mo
Deposit HK$221K · loan HK$882K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$122/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$248/mo
Deposit HK$221K · loan HK$882K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$135/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$276/mo
Deposit HK$165K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$129/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$265/mo
Deposit HK$165K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$143/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$293/mo
Deposit HK$110K · loan HK$992K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$137/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$280/mo
Deposit HK$110K · loan HK$992K · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).