▼ 0.50% · 3.625%
HK$1,904
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,963
−HK$61/mo
Today · 4.125%
HK$2,024
baseline
▲ 0.50% · 4.625%
HK$2,147
+HK$123/mo
Deposit HK$418K · loan HK$418K · min. income ≈ HK$4,048/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,118
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,175
−HK$58/mo
Today · 4.125%
HK$2,233
baseline
▲ 0.50% · 4.625%
HK$2,351
+HK$118/mo
Deposit HK$418K · loan HK$418K · min. income ≈ HK$4,466/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,095
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,160
−HK$66/mo
Today · 4.125%
HK$2,226
baseline
▲ 0.50% · 4.625%
HK$2,361
+HK$135/mo
Deposit HK$376K · loan HK$459K · min. income ≈ HK$4,452/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,330
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,393
−HK$63/mo
Today · 4.125%
HK$2,456
baseline
▲ 0.50% · 4.625%
HK$2,586
+HK$130/mo
Deposit HK$376K · loan HK$459K · min. income ≈ HK$4,912/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,285
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,356
−HK$72/mo
Today · 4.125%
HK$2,428
baseline
▲ 0.50% · 4.625%
HK$2,576
+HK$148/mo
Deposit HK$334K · loan HK$501K · min. income ≈ HK$4,856/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,542
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,610
−HK$69/mo
Today · 4.125%
HK$2,679
baseline
▲ 0.50% · 4.625%
HK$2,821
+HK$142/mo
Deposit HK$334K · loan HK$501K · min. income ≈ HK$5,358/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,475
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,552
−HK$79/mo
Today · 4.125%
HK$2,631
baseline
▲ 0.50% · 4.625%
HK$2,791
+HK$160/mo
Deposit HK$292K · loan HK$543K · min. income ≈ HK$5,262/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,754
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,828
−HK$75/mo
Today · 4.125%
HK$2,903
baseline
▲ 0.50% · 4.625%
HK$3,056
+HK$153/mo
Deposit HK$292K · loan HK$543K · min. income ≈ HK$5,806/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,666
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$84/mo
Today · 4.125%
HK$2,833
baseline
▲ 0.50% · 4.625%
HK$3,005
+HK$172/mo
Deposit HK$251K · loan HK$585K · min. income ≈ HK$5,666/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,966
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$81/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$165/mo
Deposit HK$251K · loan HK$585K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,856
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,945
−HK$90/mo
Today · 4.125%
HK$3,035
baseline
▲ 0.50% · 4.625%
HK$3,220
+HK$185/mo
Deposit HK$209K · loan HK$626K · min. income ≈ HK$6,070/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$86/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$177/mo
Deposit HK$209K · loan HK$626K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,047
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,141
−HK$97/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,435
+HK$197/mo
Deposit HK$167K · loan HK$668K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,389
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,480
−HK$93/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$188/mo
Deposit HK$167K · loan HK$668K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$102/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$209/mo
Deposit HK$125K · loan HK$710K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$98/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$200/mo
Deposit HK$125K · loan HK$710K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,534
−HK$108/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$222/mo
Deposit HK$84K · loan HK$752K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$104/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,231
+HK$212/mo
Deposit HK$84K · loan HK$752K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).