▼ 0.50% · 3.625%
HK$1,920
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,979
−HK$61/mo
Today · 4.125%
HK$2,040
baseline
▲ 0.50% · 4.625%
HK$2,164
+HK$124/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,080/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,135
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,193
−HK$58/mo
Today · 4.125%
HK$2,251
baseline
▲ 0.50% · 4.625%
HK$2,369
+HK$118/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,502/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,111
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,177
−HK$67/mo
Today · 4.125%
HK$2,244
baseline
▲ 0.50% · 4.625%
HK$2,380
+HK$136/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,488/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,349
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,412
−HK$64/mo
Today · 4.125%
HK$2,476
baseline
▲ 0.50% · 4.625%
HK$2,606
+HK$130/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,952/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,303
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,375
−HK$73/mo
Today · 4.125%
HK$2,448
baseline
▲ 0.50% · 4.625%
HK$2,597
+HK$149/mo
Deposit HK$337K · loan HK$505K · min. income ≈ HK$4,896/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$70/mo
Today · 4.125%
HK$2,701
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$142/mo
Deposit HK$337K · loan HK$505K · min. income ≈ HK$5,402/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,495
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,573
−HK$79/mo
Today · 4.125%
HK$2,652
baseline
▲ 0.50% · 4.625%
HK$2,813
+HK$161/mo
Deposit HK$295K · loan HK$547K · min. income ≈ HK$5,304/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,776
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$75/mo
Today · 4.125%
HK$2,926
baseline
▲ 0.50% · 4.625%
HK$3,080
+HK$154/mo
Deposit HK$295K · loan HK$547K · min. income ≈ HK$5,852/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,687
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,771
−HK$85/mo
Today · 4.125%
HK$2,856
baseline
▲ 0.50% · 4.625%
HK$3,030
+HK$174/mo
Deposit HK$253K · loan HK$589K · min. income ≈ HK$5,712/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,990
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$81/mo
Today · 4.125%
HK$3,151
baseline
▲ 0.50% · 4.625%
HK$3,317
+HK$166/mo
Deposit HK$253K · loan HK$589K · min. income ≈ HK$6,302/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$186/mo
Deposit HK$210K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$87/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$178/mo
Deposit HK$210K · loan HK$631K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,071
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,167
−HK$97/mo
Today · 4.125%
HK$3,264
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$198/mo
Deposit HK$168K · loan HK$673K · min. income ≈ HK$6,528/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,417
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$93/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$190/mo
Deposit HK$168K · loan HK$673K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,263
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$103/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$211/mo
Deposit HK$126K · loan HK$716K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,630
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$98/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$202/mo
Deposit HK$126K · loan HK$716K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$109/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,895
+HK$223/mo
Deposit HK$84K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$104/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$214/mo
Deposit HK$84K · loan HK$758K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).