▼ 0.50% · 3.625%
HK$4,551
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$137/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$282/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$158/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$324/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$152/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$309/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$172/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$354/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$166/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$187/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$179/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$202/mo
Today · 4.125%
HK$6,771
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,542/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,088
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,278
−HK$193/mo
Today · 4.125%
HK$7,471
baseline
▲ 0.50% · 4.625%
HK$7,865
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,942/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$215/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,696
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,594
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,798
−HK$206/mo
Today · 4.125%
HK$8,004
baseline
▲ 0.50% · 4.625%
HK$8,426
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,008/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,508
−HK$230/mo
Today · 4.125%
HK$7,738
baseline
▲ 0.50% · 4.625%
HK$8,209
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,476/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,100
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,318
−HK$220/mo
Today · 4.125%
HK$8,538
baseline
▲ 0.50% · 4.625%
HK$8,988
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,076/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,736
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,977
−HK$245/mo
Today · 4.125%
HK$8,222
baseline
▲ 0.50% · 4.625%
HK$8,722
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,444/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,607
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,838
−HK$234/mo
Today · 4.125%
HK$9,072
baseline
▲ 0.50% · 4.625%
HK$9,550
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,144/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,446
−HK$259/mo
Today · 4.125%
HK$8,705
baseline
▲ 0.50% · 4.625%
HK$9,235
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,410/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,113
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,357
−HK$248/mo
Today · 4.125%
HK$9,605
baseline
▲ 0.50% · 4.625%
HK$10,112
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,210/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).