At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,257/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,514/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 64 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 341 Saleable ft²
- Gross Area
- 498 ft²
- Efficiency
- 68%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-07 | HK$5.28M | +9.1% 4.2y · 2.0%/yr |
| 2018-06-27 | HK$4.84M | +365.2% 12.0y · 31.0%/yr |
| 2006-06-16 | HK$1.04M | −34.2% |
| 1996-09-17 | HK$1.58M | +33.9% |
| 1996-03-02 | HK$1.18M | — |