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At today's rate and a 90% mortgage, the deposit on this unit is about HK$577K, with repayments around HK$25,160/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$50,320/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mei Foo Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 4號B
- Saleable Area
- 566 Saleable ft²
- Gross Area
- 831 ft²
- Efficiency
- 68%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$5.80M | −19.2% 6.4y |
| 2020-02-21 | HK$7.18M | +79.5% 8.3y · 10.0%/yr |
| 2011-10-03 | HK$4.00M | +58.1% |
| 2008-08-04 | HK$2.53M | +39.8% |
| 2007-06-16 | HK$1.81M | +2.8% |
| 2007-03-30 | HK$1.76M | −51.9% |
| 1997-04-18 | HK$3.66M | +26.6% |
| 1997-04-11 | HK$2.89M | +38.3% |
| 1995-12-21 | HK$2.09M | — |